How to save to buy a house

First set up a special interest-bearing savings account to buy a home. Money only goes in; no withdrawals are allowed. Then take a fixed amount - 5, 10 or 20 percent, depending on what you can consistently afford - from your paycheck and put it directly into your savings account. Now ask your employer to have that amount automatically deducted from your paycheck every pay period so you aren't tempted. If you go shopping for food, clothes or other items only when you absolutely need something. When you do shop, write a list and stick to it. 

Avoiding useless purchases can save hundreds of dollars over several months. Even you can cut down on outside entertainment and eating out. Instead, stay home, rent a video and invite some friends over for a potluck. As we know that every penny counts. Save all spare change into a bottle, and every month, put that cash into your account.